Understanding Medicare Part A

Your Hospital Insurance Coverage

Part A: Your Hospital Haven

Think of Medicare Part A as your inpatient hospital insurance. It's designed to cover the major costs associated with hospital stays and related care. For most people who turn 65, Part A is premium-free if they or their spouse have worked and paid Medicare taxes for at least 10 years.

Part A helps shoulder the financial burden of often costly medical needs when you are formally admitted to a hospital or facility.

What Does Part A Cover?

• ✓ Inpatient Hospital Care

  Semi-private rooms, meals, nursing services, and drugs administered as part of your inpatient treatment.
  
  

• ✓ Skilled Nursing Facility Care

  Short-term care for rehabilitation after a qualifying hospital stay (not long-term custodial care).
  
  

• ✓ Hospice Care

  Care for terminal illness, focusing on comfort and quality of life.
  
  

• ✓ Home Health Services

  Part-time or intermittent skilled nursing care, physical therapy, and other services in your home if you are homebound.

Have Questions About Part A?

Understanding deductibles, copayments, and benefit periods can be tricky. We're here to provide clear, personalized guidance on your Part A coverage.

This information was obtained from www.medicare.gov. For detailed information, consult official government resources.

By contacting a phone number on this website, you will be directed to a licensed agent.