Understanding Medicare Part B

Your Medical Insurance Coverage

Part B: Beyond the Hospital Walls

Medicare Part B functions as your outpatient medical insurance. It covers a wide range of services and supplies that are medically necessary to treat your health condition. This includes services you receive outside of a hospital setting, like in a doctor's office or clinic.

Unlike Part A, Part B requires a monthly premium, which can be deducted from your Social Security benefits. It is optional, but if you don't sign up when you're first eligible, you may have to pay a late enrollment penalty.

What Does Part B Cover?

• ✓ Doctor's Visits & Services

  Medically necessary services from your primary care doctor and specialists.
  
  

• ✓ Preventive Care

  Screenings like flu shots, mammograms, and colonoscopies to prevent illness or detect it early.
  
  

• ✓ Outpatient Care

  Care you receive in a hospital outpatient setting, including emergency room services.

   

• ✓ Durable Medical Equipment (DME)

  Items like walkers, wheelchairs, and oxygen equipment prescribed by a doctor.

   

• ✓ Ambulance Services

  Ground ambulance transportation when other transportation would endanger your health.

Need Help with Part B?

Part B has its own premiums, deductibles, and coinsurance. We can help you understand the costs and ensure you're enrolled correctly to avoid penalties.

This information was obtained from www.medicare.gov. For detailed information, consult official government resources.

By contacting a phone number on this website, you will be directed to a licensed agent.